苹果阿古朵多开,苹果阿古朵激活码,苹果阿古朵授权码,苹果阿古朵微信,苹果阿古朵分身,苹果阿古朵多开软件,苹果阿古朵微信分身,苹果阿古朵软件教程,苹果阿古朵操作教程,苹果阿古朵功能介绍,苹果阿古朵下载地址,苹果阿古朵好不好用,苹果阿古朵怎么样
苹果阿古朵-微笑同款
苹果阿古朵地址https://syxcmzb.cn/
苹果阿古朵独家群聊可见非好友微信号苹果阿古朵自定义设置功能按钮触发次数
模拟I PAD双设备登录(独家首发) 苹果阿古朵独家虚拟消息数量修改(独家功能)
苹果阿古朵软件到期提醒(独家首发)苹果阿古朵原创一键功能还原设置(恢复默认)
苹果阿古朵独家密友语音拒接(创新功能)苹果阿古朵独家定时任务(定时发圈/定时群发)
@独家密友自动回复(创新功能)苹果阿古朵后台转发提醒可设置(创新功能
苹果阿古朵密友动态点评显示或隐藏版本内置苹果阿古朵定时群发消息/发圈支持设置循环
苹果阿古朵一键更新(独家功能)苹果阿古朵本地虚拟评论(可批量设置)
苹果阿古朵聊天框视频转语音(方便快捷)苹果阿古朵内置主题设置/主题美化
苹果阿古朵语音自动转文字(独家功能)苹果阿古朵独家定时任务(定时发圈定时群发)
苹果阿古朵电脑端自动通过登录苹果阿古朵杀后台智能主动提醒(全网首款)
苹果阿古朵朋友圈转发展蔽作者苹果阿古朵通过好友后主动打招呼(一键通过)
苹果阿古朵突破APP跟踪(可直接使用)苹果阿古朵支持语音/视频/图片/文字等
6-18苹果阿古朵地址 jianuo.co
7-12苹果阿古朵最新地址 6bin.top
7-29苹果阿古朵最新地址 https://agd.pcopc.cn/
A checking account is the workhorse of your finances: You typically receive your earnings by direct deposit, spend money with a debit card, and pay bills online from your checking account. So why have a savings account, especially when interest rates are low?
活期账户是你的经济支柱:通常你的收入是直接存入卡里的,花钱用借记卡,在网上用活期账户支付账单。那么为什么要有储蓄账户呢,尤其有时利率还很低?
Savings accounts may not pay much, but rates have ticked up, and they may continue to rise in 2019. If that happens, your savings account will get more attractive, unless inflation moves along at a similar pace.
储蓄账户可能利息不高,但利率会上调,可能2019年还会持续提高。这样的话,你的储蓄账户就更有吸引力了,除非通货膨胀跟利率上调的速度差不多。
Still, there are plenty of reasons to keep cash in a savings account.
但把钱存入账户还有很多原因。
Keep it Separate
把钱分开放
A savings account allows you to get money out of your checking account and keep it separate from your everyday spending money.
储蓄账户可以让你把钱从活期账户中分出来一部分,和日常花销分开。
That alone can eliminate temptation and keep you from spending money that you'd prefer not to spend. By moving money to a savings account, you earmark it for longer-term goals—not this month's groceries or entertainment expenses.
仅仅这一点就能抗拒诱惑,不想花的钱就可以不花。你可以专门为长期目标把钱存进一个储蓄账户,长期目标并非是这个月要买的日常用品或消遣之用。
Prepare for Surprises
准备惊喜
Even if you're not saving for anything in particular, it's wise to keep cash in an emergency fund.
即使你没什么特别的攒钱目标,存点儿钱应急还是很明智的。
A savings account is an excellent place for emergency savings. Why have emergency savings? When life catches you by surprise, it's easier to land on your feet if you can pay for expenses out of your savings.
储蓄账户是应急储蓄的极好选择,为什么要有应急储蓄呢?生活打你一个措手不及时,如果你能从账户中拿出钱来应对,想要渡过难关就容易得多。
The alternative is to take drastic measures: Go into debt, make sacrifices (like putting your health or safety at risk), or sell things at less-than-perfect timing to pay for unexpected costs.
否则你就得采取极端措施:负债、做出牺牲(比如牺牲健康或安全),或在不合适的时机卖点东西来支付意外费用。
多攒钱
Even though savings accounts don't pay much, you can earn upwards of two percent APY at some of the most competitive online banks.
即使储蓄账户收益不高,一些最有竞争力的网上银行存款年利率也能高于2%。
That's better than nothing. Most checking accounts don't pay interest, so you're almost sure to see your purchasing power erode unless you shift your cash to a savings account or another vehicle.
有总比没有强,大部分活期账户没有利息,除非你把钱转到储蓄账户或其他地方,否则你就能看到自己有多能花钱。
Save for Goals
为了目标存钱
If you're planning for upcoming expenses, savings accounts can help you organize your finances and reach your goals.
如果你在计划未来的一笔开销,储蓄账户能帮你管钱并实现目标。
It may even make sense to have multiple savings accounts—one for each goal. For example, you might have one account for emergency savings, another account for a vacation fund, and a third account for building up a down payment.
甚至还可以有多个储蓄账户,一个目标一个账户。比如你可能一个账户用来应急,一个账户用来存钱度假,还有一个账户存首付。
If you just keep all of your money in a checking account, it's hard to remember what you've saved. To help you organize and minimize fees, look for online savings accounts that let you set up multiple "subaccounts".
如果你只是把所有钱放进一个活期账户,那就很难记住你攒了多少钱,为了有助于管理并将费用降至最低,找一些能让你建立多个“子账户”的网络储蓄账户。
Disadvantages of Savings Accounts
储蓄账户的缺点
If you've decided that it makes sense to have a savings account, it's essential to understand potential pitfalls with these accounts.
如果你认为储蓄账户很有用,最基本要了解这些账户的潜在陷阱。
Fortunately, there are very few drawbacks. Almost everybody needs one, and it doesn't need to cost anything to open and maintain a savings account.
幸运的是缺点并不多。几乎所有人都要有一个储蓄账户,开户并继续使用也基本不花什么钱。
The primary drawback of having a savings account is probably the relatively low-interest rate that you earn.
储蓄账户的主要缺点可能就是获取收益的利率相对较低。
激活码发卡商城-多开分身类-安卓苹果的多开-电脑营销软件-抢群红包软件-云端跟随圈 ,请猛戳这里→
点击购买